Looking for Vacant Property Insurance?
We can Help, Start here
Whether the property is in transition between owners, or getting ready for a sale. Anytime a property is Vacant for an extended period of time, you need to insure it differently than a regular homeowners policy.
Why Choose Us?
PROFESSIONAL
Cut-rate insurance providers are no fun – terrible coverage, service, and subpar rates. We pride ourselves on our professional service, everyday.
SAVE MONEY
Rest easy knowing you got the best rate possible. Our agents compare across all our partnered providers to find you the best coverage & rates.
SAVE TIME
Comparing insurance rates across multiple providers is stressful, time consuming, and confusing. Let us handle the search for you.
We work with top insurance companies to deliver unbeatable insurance quotes.
With over 15 years experience navigating the difficult home insurance market. I’m proud to present your one stop shop for all of your Property and Casualty insurance needs. We will help you navigate the ever changing insurance markets.
What our Clients are Saying
Schedule a Check Up
Vacant Property Coverage
How to insure vacant risks
Where the property is in transition between owners, or getting ready for a sale. Anytime a property is Vacant for an extended period of time, we need to insure it differently than a regular homeowners policy.
When is vacant homeowners insurance needed?
A vacant home policy is typically needed when a residence is expected to be empty or unoccupied for over 60 days, or perhaps longer.
What does “vacant” mean?
An unoccupied residential or commercial property that is not lived in, worked in or put to use for any other purpose
An unoccupied residential or commercial property that is not undergoing remodeling. If the property is undergoing repairs or remodeling it must be unoccupied except for the owner or a building trade temporarily occupying it for the sole purpose of repairing or renovating it.
Why is the cost to insure a vacant home typically higher than a standard homeowner’s policy?
Vacant homes have unique insurance coverage needs as they can present additional loss exposures that are not prevalent in a standard homeowner’s policy. When a house is occupied, problems are easy to spot and can be quickly mitigated. A broken pipe or a vandalism loss in a vacant home could go unnoticed for a longer amount of time and therefore may be more costly to address.